Archive for January, 2010
Application Selection – Name Display
January 20, 2010 at 13:36
EMVCo have finally corrected one of the longest standing anomalies in the EMV specifications, with the release of EMVCo Specification Update Bulletin No. 71. When there are multiple payment applications present on an EMV card, or the card configuration requires cardholder confirmation, payment terminals will display the list of applications to the cardholder to allow…
EMV Cardholder Verification Methods
January 6, 2010 at 10:58
Although EMV is often referred to as “Chip and PIN”, in fact EMV supports several different methods of verifying the identity of the cardholder, known as Cardholder Verification Methods (CVM). Every card contains a list of the CVM that it supports, and when they need to be applied (e.g. Use online PIN if the transaction…