EMV Level 2 Certification Process
Any card payment solution that accepts EMV cards (commonly referred to as Chip and PIN) must contain an EMV Level 2 Kernel that has undergone formal EMVCo type approval testing. There are several steps which need to be considered: 1. Select an EMV Level 2 Kernel The first step on this path is to select…
It’s time for SDA and Plaintext Offline PIN to bow out gracefully
There’s no doubt that EMV is a great standard that has succeeded in providing a greater level of security for Cardholders, Merchants and Issuers alike. However, like anything that evolves there is always an element of junk DNA in the design. EMV has its fair share of junk DNA, the recent bad press (also read…
MasterCard Aligns with Visa’s U.S. EMV Migration Plans by Publishing its Own EMV Implementation Roadmap
EMV Migration is gaining momentum in the US. After Visa’s EMV Migration announcement back in August 2011 and January 2012, MasterCard has now rolled out its migration roadmap from magnetic stripe to EMV chip card technology. MasterCard is planning to deliver an improved customer experience in-store, online, at ATMs and on mobiles giving consumers greater…
Global EMV Adoption Continues to Grow
The adoption of the EMV technology worldwide continues to grow with 42 percent of all payment cards and almost 76 percent of all terminals in use globally now based on the EMV payment standard. The EMVCo published EMV deployment figures for Q3 2011 represent the latest statistics from American Express, JCB, MasterCard and Visa, as…
Visa update for EMV Chip implementation in the U.S.
Further to our recent blog article about the EMV cardholder verification methods (CVM) that are likely to be used during the EMV Chip implementation in the U.S., Visa have just published some additional guidance on their blog. As we suggested, Visa are recommending that initially merchants in the USA should concentrate on online-only EMV solutions…